Savings Rates - Effective Tuesday, June 1, 2021

Account Type	APY	Minimum Deposit	Minimum Balance
REGULAR SHARES	0.05%		$100
DRAFT ACCOUNT	0%		$0
CHRISTMAS ACCT	0.05%		$100
VACATION ACCOUNT	0.05%		$100
MONEY MARKET	0.15%	$2500	$2500
MONEY MARKET	0.2%	$2500	$15000.01
MONEY MARKET	0.25%	$2500	$50000.01
TRAD IRA SHARE	0.15%		$0
EDUCATIONAL IRA	0.15%		$0
ROTH IRA SHARE	0.15%		$0

Loan Rates - Effective Thursday, January 20, 2022

Loan Type	Rates as low as	Terms	Terms & Information
CAR LOAN »	1.99%	42 M	Rates as Low as 1.99% up to 42 months
BOAT/SNOWMOBILE/RV/CAMPER »	3.75%	48 M	Low Rates For Your Motor Toys
All About U Personal Loan »	5.75%	24 M	Up to $15,000
K-12 TUITION LOAN »	5.9%	42 M	RATE AS LOW AS 5.9%, FLEXIBLE TERMS
LINE OF CREDIT »	15%	120 M	GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
VISA CREDIT CARD »	8.99%	120 M	GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
Motorcycle Loans »	2.49%	48 M	Motorcycle Rates as low as 2.49% for 48 Months
CHRISTMAS CASH »	14.99%	12 M	Up to $2000 available, make sure you have Direct Deposit
Debt Consolidation »	8.99%	60 M	Rates as low as 9.99% and Payments as low as $199/month
HOME IMPROVEMENT 42 Months »	5.99%	42 M	Rate as low as 5.99%
HOME IMPROVEMENT UP TO 83 MTHS »	6.49%	83 M	Rate as low as 6.49&
HOME IMPROVEMENT LOAN 96 MTHS »	6.75%	72 M
HOME IMPROVEMENT LOAN 10 YEARS »	6.99%	120 M	RATE AS LOW AS 6.99%
HOME EQUITY LINE OF CREDIT »	4%	240 M	GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
HOME EQUITY FIXED RATE »	3.99%	180 M	GREAT RATES! UP TO 180 MONTHS. AVAILABLE 24/7
15 YEAR MORTGAGE »	2.875%	180 M	MONTHLY OR BIWEEKLY PAYMENTS ALLOWED
30 YEAR MORTGAGE LOAN »	3.25%	360 M	MONTHLY OR BIWEEKLY PAYMENTS ALLOWED

Certificate Rates - Effective Thursday, January 20, 2022

Certificate Term	APY	Minimum Deposit
09 MO CERTIFICATE	0.4%	$100
12 MO CERTIFICATE	0.5%	$100
15 MO CERTIFICATE	0.55%	$100
24 MO CERTIFICATE	0.6%	$100
36 MO CERTIFICATE	0.65%	$100
48 MO CERTIFICATE	0.7%	$100
60 MO CERTIFICATE	0.9%	$100
40 MO CERTIFICATE SPECIAL	1.25%	$1000