Rates

Savings Rates - Effective Sunday, October 2, 2022
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.1% $100
DRAFT ACCOUNT0% $0
CHRISTMAS ACCT0.1% $100
VACATION ACCOUNT0.1% $100
MONEY MARKET1.5%$2500$2500
MONEY MARKET1.6%$2500$15000.01
MONEY MARKET1.7%$2500$50000.01
MONEY MARKET2.25%$2500$150000.01
TRAD IRA SHARE0.5% $0
EDUCATIONAL IRA0.5% $0
ROTH IRA SHARE0.5% $0
Loan Rates - Effective Thursday, February 9, 2023
Loan TypeRates as low asTerms & Information
CAR LOAN » 4.99% 42 M Rates as Low as 4.99% up to 42 months
2016-2022 VEHICLE 66 MTHS » 6.74% 66 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
2016-2022 VEHICLE 84 MTHS » 7.75% 84 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
2015 VEHICLE & OLDER 60 MTHS » 8% 60 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
BOAT/RV/MOTORSPORTS » 6.75% 48 M Rates as Low as 6.75% up to 48 months
K-12 TUITION LOAN » 5.9% 48 M RATE AS LOW AS 5.9%, FLEXIBLE TERMS
LINE OF CREDIT » 15% 120 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
VISA CREDIT CARD » 8.99% 120 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
Motorcycle Loans » 6.99% 48 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
PERSONAL LOAN » 11.99% 60 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
Consolidation Loan » 12.99% 60 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
HOME IMPROVEMENT UP TO $25,000 » 11.49% 180 M RATE AS LOW AS 11.49%
HOME IMPROVEMENT 42 Months » 8.99% 42 M Rate as low as 8.99%
HOME IMPROVEMENT LOAN 10 YEARS » 9.99% 120 M RATE AS LOW AS 9.99%
HOME EQUITY LINE OF CREDIT » 7.25% 240 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
HOME EQUITY FIXED RATE » 9.49% 180 M GREAT RATES! UP TO 180 MONTHS. AVAILABLE 24/7
5 YEAR Balloon/360 amort » 7.125% 360 M 5 Year Balloon Mortgage/ 30 yr Amort 7.125%
15 YEAR MORTGAGE » 7.375% 180 M MONTHLY OR BIWEEKLY PAYMENTS ALLOWED
30 YEAR MORTGAGE LOAN » 7.625% 360 M MONTHLY OR BIWEEKLY PAYMENTS ALLOWED. Rate as low as 7.625%
20 YEAR MORTGAGE LOAN » 7.375% 240 M Rates as low as 7.375%
Christmas Cash » 18% 12 M GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7
Certificate Rates - Effective Thursday, February 9, 2023
Certificate TermAPYMinimum Deposit
12 MO CERTIFICATE2.5%$100
15 MO CERTIFICATE4.65%$100
24 MO CERTIFICATE2.75%$100
36 MO CERTIFICATE3%$100
48 MO CERTIFICATE3.25%$100
60 MO CERTIFICATE3.5%$100
09 MO CERTIFICATE2.25%$100
42 MONTH CD SPECIAL3.15%$100

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